Are you considering a move to Mexico or Ecuador and wondering which expat destination to choose? Both countries have plenty of options, but two towns that stand out are Ajijic in Mexico and Cotacachi in Ecuador.
These two picturesque mountain towns have a lot in common, but also some unique features that may sway your decision. In this article, we’ll compare the pros and cons of living in each town.
Ajijic Mexico Pros & Cons
Ajijic is a picturesque mountain town on the shore of Lake Chapala, Mexico’s largest lake. The town is located about an hour south of Guadalajara and is close to major cities and airports.
The area is popular with expats because of its incredible views, walkability, variety of restaurants, and outdoor activities.
The town is home to a large number of foreign residents, which means there are many perks available to them, but also a few downsides caused by its extreme popularity.
Ajijic Mexico Pros
Beautiful, designated a UNESCO World Heritage site
Lakeside location
Comfortable year-round climate with lower elevation at 5,000 feet
30-minute drive to the international airport in Guadalajara
Lots of expat amenities and English-speaking locals
Great for retirees
Plenty of shopping options, including Walmart and grocery stores
Nightlife options available
Ajijic Mexico Cons
Housing is expensive
Very populated and touristy
Can feel like “America-lite”
Cotacachi Ecuador Pros & Cons
Cotacachi is a picturesque mountain town located about 90 minutes north of Quito, the capital of Ecuador. It has a population of around 9,000 people, and a lot of them are expats. Cotacachi is also close to major cities and airports and has incredible views and a variety of outdoor activities.
Situated between two inactive volcanoes, the town is small, clean, and quiet, making it feel more authentic than Ajijic. The town is also close to world-famous shopping at the Otavalo market and has a supportive group of expats. However, it doesn’t have major medical facilities, and the full grocery store is 30 minutes away in Ibarra.
Cotacachi Ecuador Pros
Small, clean, and quiet
Located in a picturesque mountain setting with incredible views
Close to world-famous shopping at Otavalo market
Hiking and outdoor activities available
Supportive group of expats
One of the most affordable cities in Ecuador
Weekly organic market
Quito is 1.5 hours away
Cotacachi Ecuador Cons
High elevation can be a challenge for some
Cool temperatures and rainy climate
Major medical facilities are not available in town
Airport is 1.5 hours away
Longer, more expensive flights back to the US
Not many nightlife options available
Conclusion
When deciding between Ajijic and Cotacachi, it comes down to your personal preferences and priorities. If you’re looking for a small community with cooler temperatures, Cotacachi may be the right fit for you. The town is more affordable than Ajijic, and it feels very authentic. On the other hand, if you have a larger budget and want to be closer to the US with a warmer climate and plenty of expat amenities, Ajijic may be the perfect fit.
Watch Our Comparison Video About Cotacachi and Ajijic
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Healthcare and Health Insurance in the United States is a huge headache that can rightfully cause you a lot of distress. We know people who work jobs they hate or even delay retirement simply because they need health insurance. It doesn’t have to be that way!
Before we moved to Ecuador, JP had two surgeries on his back that ended up costing almost $1,000,000. After that, our health insurance premiums skyrocketed. It’s a familiar story, but we found a happy ending, going outside the States for our healthcare needs.
We’ve compiled a list of the top 10 countries that have better health care at a fraction of the cost. Now you can plan your next medical procedure along with the trip of a lifetime!
What is Medical Tourism?
The concept of medical tourism may sound a little out there, but it’s becoming increasingly popular, and for good reason! In many of these locations, you can pay for a month long medical tourism trip and still spend less than you would to get the same procedure in the United States.
Medical tourism companies can help you get connected with doctors and ensure you have everything you need, including the proper visas. Another option is to apply for permanent residency, allowing you to stay there and pay a lot less for your healthcare. Global health insurance is also available, and if you exclude the United States from the list of places you get treatment, it can be extremely affordable.
Let’s jump in and look at our favorite places to get medical care!
10. France
France is known for its high quality – but low cost – healthcare. Every year, CEO world puts out a ranking of the top healthcare systems in the world, and this year France ranked number seven!
There is even a specific healthcare system for foreigners called Protection Universelle Maladie (PUMA). It allows access to state healthcare after only three months of residence. If staying in France for three months isn’t quite what you’re looking for, you can also turn towards private or global health insurance to help cover the costs.
If France sounds like the perfect place to get your medical problems dealt with, you’re not alone. Medical tourism is incredibly popular in the area. You can enjoy all the romance and beauty that is in France while getting the care you need.
9. Spain
If you’ve ever dreamed of living where they filmed spaghetti westerns or where delicious Spanish wine is made, you might want to consider medical tourism in Spain. CEO World ranked Spain number 8 on its list of healthcare systems.
This country features both a public and private healthcare system. If you’re looking to use the public system, you’ll need to contribute income tax and social security, but there are extremely affordable options for private insurance. In fact, some of the prices are as low as what we pay in Ecuador!
Spain is incredibly popular for medical tourists because of its beauty and culture, as well as the long-term options for visas.
8. Czech Republic
Ranked number 14 by CEO World, we love the Czech Republic because of its excellent health care, multiple options for visas, and low cost of living. They are known far and wide for their excellent universal healthcare.
If you’re looking to become a permanent resident in the Czech Republic, you are required to get private health insurance. There are lots of English-speaking practitioners, and medical tourism is popular, so they will be familiar with your situation and know how to deal with it.
With their state-of-the-art facilities and significantly less expensive procedures, Portugal is very popular among medical tourists. CEO World ranked its healthcare number 22, and treatment there can cost between 50-30% of what it costs in the US.
Public health insurance is available for both citizens and residents, so if you go there as an expat, you’ll have no trouble using their system. It’s almost free, paid for with taxes and social security.
6. South Korea
South Korea was ranked number 1 by CEO World! It’s known for being safe and affordable, as well as having lots of things to do and see while visiting. That, combined with their available one-year medical visa, makes South Korea a very popular destination for medical tourism.
We have heard from lots of friends that it’s a joy to live in South Korea as a foreigner, so this is one destination you won’t want to write off.
5. Thailand
An excellent option for medical tourism, Thailand is ranked number 13 by CEO World. Thai hospitals are some of the best in the world, and the procedures cost a mere 10-20% of what you would pay in the US!
Thailand is a popular destination for expats because of its exciting culture and low cost of living, so you may want to consider a longer-term visa. You never know if you might fall in love with the country!
4. Malaysia
Even though CEO World ranked Malaysia number 34, the only ranking lower than the United States, we’ve done our research and believe that it’s a strong choice for your procedures. While the pandemic hit this healthcare system hard, they are back on track to returning as one of the top healthcare systems in the world.
They’ve been putting a lot of effort into their medical tourism, which isn’t a surprise because their hospitals are top-notch and provide care for as little as 20% of the cost in the United States. Malaysia does have public healthcare that expats can access, but you’ll end up paying higher rates, so private health insurance is a great option – and not too expensive.
You aren’t required to have health insurance in Malaysia at all, so if you want, you can pay out of pocket for procedures.
3. Argentina
Argentina is one of the best countries for healthcare in South America. CEO World rated it number 27 out of all the healthcare systems in the world. They have private health insurance that’s extremely affordable and just recently started to include medical marijuana.
The healthcare costs are 60-70% cheaper than those in the States. There’s so much to experience in Argentina over your stay, and with a one-year medical visa available, you’ll have more than enough time to enjoy this country fully.
2. Mexico
A long-time favorite of medical tourists from America, Mexico is easy to get into and offers high-quality procedures at a fraction of the cost. Ranked number 29 by CEO World, Mexico’s healthcare system is 3–4 times less expensive than the US.
There are even hospitals all along the border that cater specifically to medical tourists! Many doctors got their training in the US, so they speak fluent English. There are both private and public insurance options, so no matter what, you’ll be able to find an option that works for you.
1. Ecuador
It should come as no surprise that our favorite place to get healthcare outside the US is Ecuador! Ranked number 25 by CEO World, it came in five better than the States.
Our costs here are so low we’re always shocked when we go to the doctor to get anything done. We have health insurance that covers both of us for only $192 a month (with JP’s pre-existing condition).
We haven’t had any major procedures done since coming to Ecuador, but we know people who have had cancer treatments, shoulder injuries, and heart surgeries that they were very happy with. In general, healthcare will cost a mere 25% of the cost in the States, and many doctors speak English.
You will deal directly with the doctor right away; you won’t have to spend weeks or months just interacting with nurses or admin staff. So many people come here for dental tourism as well, and it is significantly cheaper even with travel.
Bottom Line
Healthcare can be such a complicated and stressful thing to deal with. We hope that by making you aware of the options, we’ve opened your eyes to the whole world of possibilities available to you with medical tourism.
This newsletter covers topics we don’t share ANYWHERE ELSE! You’ll get all sorts of timely information about living abroad and expat-relevant news that might affect your plans to travel or move abroad.
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Are you planning to move abroad to enhance your quality of life? The process is complicated and you have several things to consider before you take the leap.
Your first and most difficult decision is to decide where you want to live. To help people who are planning their move abroad, InterNations asked 12,000 expats in 181 countries what they thought about their home away from home. So in this article you’ll learn about the top 10 expat countries for 2022 according to the people who already live abroad.
Top 10 Expat Countries
InterNations ranked the top 10 based on several factors: work opportunities, ease of settling in, quality of life, health, safety, culture, locals, climate, cost of living, and language.
As you read through these countries, keep in mind that the respondents are from a variety of demographics, including younger people who work overseas. Some of these countries may not be the best places to retire, but they may be great places to live and work.
10. Singapore
Although Singapore is generally an expensive country with a high cost of living, the destination offers exceptional perks for expats. Besides being one of the cleanest locations, it offers excellent housing options. Expats can get a mortgage or rent a home; remember that property and rentals may be expensive.
The small island country of Singapore is ranked #9 on the Global Peace Index, suggesting that it is safe. According to the CEO ranking, it is #19 on the Quality of Life Index, so you can expect a good time living in Singapore.
What are some of the best things about expat life in Singapore? You can benefit from fantastic healthcare facilities. With the #24 ranking on the CEO Healthcare Index, Singapore offers universal healthcare- among the best in the world.
Furthermore, expats vouch for Singapore’s excellent education and reliable transport.
9. Australia
Australia has a strong economy, but the country is quite expensive. Nevertheless, Adelaide, Perth, Melbourne, and Sydney make excellent expat locations.
Why? English is widely spoken throughout the country, so you do not have to worry about a language barrier. The cultural shock is also less than in many other countries, though you may feel isolated as Australia is quite far. With a #27 Global Peace Index, the country is incredibly safe for locals and expats.
Besides excellent education, Australia offers various sports and job opportunities that make it enticing for young expats. Not to mention, the quality of life is excellent in this nature lover’s paradise, with a laidback lifestyle. Furthermore, Australia is ranked #6 for healthcare, eliminating that concern.
8. Thailand
Thailand’s tourism is known worldwide and it is among the world’s most visited countries. Tourists flock to the country for its rich culture, exciting history, and well-developed modern buildings. Besides attracting vacationers, Thailand offers fantastic benefits for expats.
Locations like Chiang Mai, Phuket, and Bangkok are popular with expats for several reasons. Thailand is affordable, beautiful, and safe! It ranked #38 on the Quality of Life Index 2021 and #103 on the Global Peace Index.
Besides having a low cost of living and crime rate, Thailand boasts stunning mountain ranges and beaches. What else? The country offers excellent healthcare, ranking #13 on CEO Healthcare Index. Not to forget, Thai cuisine is loved among expats.
7. Vietnam
It may not be as popular a country, but Vietnam is great for expats looking to move abroad. Whether you are a young individual or a retiree with kids, this country will not disappoint.
Vietnam has a sizeable expat community of close to 100k. However, more expats are choosing it, thanks to the excellent advantages. While it has a lot to offer, the low cost of living in the growing economy should be compelling enough. The best part is that you can find incredible luxury rentals at super-affordable rates.
What else? Vietnam has an exceptionally low crime rate- ranked #44 on Global Peace Index. It is generally safe, so you can rest assured that residing in the country will not risk your family’s safety. Vietnam’s healthcare is also reasonably good; it ranks #66 on CEO Healthcare Index.
6. United Arab Emirates- UAE
The United Arab Emirates comprises seven emirates, with Dubai and Abu Dhabi being the most popular. It is among the top expat locations regarding the diverse people in the UAE expat community.
No income tax policy and a wide range of job opportunities are the primary reasons expats prefer the UAE. Although the cost of living is high in these emirates, the incredible cities with stunning infrastructure and beaches make them worth moving in.
While Arabic is the primary language in UAE, nearly everyone, including locals and expats, speaks English as a communication medium. Most expats do not experience much of a cultural shock, though the UAE is quite conservative as it is an Islamic state.
Although extremely family-friendly, women’s rights may be restrictive. Additionally, you must dress modestly in public in all UAE, with each emirate having its laws. For instance, Sharjah bans mingling with individuals of the opposite gender unless you are married to them.
Nevertheless, UAE offers excellent education, safety, and healthcare, among other benefits. It ranks #60 on the Global Peace Index and #20 for healthcare according to CEO World.
5. Spain
Are you an expat looking to move to a country with a laid-back vibe? Spain should be your number-one choice; it offers several incredible benefits for expats!
The European country is known for its rich culture and history, modern cities with a stunning infrastructure, and beautiful natural attractions. Every year, many tourists flock to Spain to have a relaxing vacation.
That said, Spain is just as popular among expats, and rightfully so. The country is ranked high on the Quality of Life Index, coming in at #20, and it is ranked extremely high for health care; CEO World ranks it #8. Though petty crimes may be a problem, it is a highly safe country. It ranks #29 on the Global Peace Index. Spain boasts pleasant year-round weather, with lots of sun. While it can get dry and hot during the summers, expats enjoy the warm climate.
It is affordable, with popular locations like Barcelona and Madrid comparatively expensive. While it offers many benefits, the language barrier can pose difficulty as English is not as widely spoken.
4. Portugal
Besides being a popular tourist location, Portugal is excellent for relocating. Expats love the country for its friendly environment and locals, rich culture and culture, and great food and wine. It is incredibly family-friendly; perfect for expat couples with kids.
The country is affordable and has a generally low cost of living, though the energy costs have increased in recent years. The housing options may also be a little expensive in popular expat areas.
The high rates are mainly due to the increasing demand for rentals in these locations. Therefore, you might want to avoid homes in areas like Porto and Lisbon. Coimbra, Viseu, and Braga are the more affordable options.
Additionally, Portugal has a low crime rate, ranking #6 on the Global Peace Index. Not to mention, the country offers good healthcare for its residents; it ranked #22 on CEO Healthcare Index.
3. Taiwan
InterNations ranked Taiwan third out of ten expat countries for its excellent benefits and facilities.
New Taipei City, Taoyuan, and Kaohsiung are most preferred by individuals and families looking to relocate, with Taipei topping the list. A large number of English speakers is one of the significant reasons for Taipei’s popularity among expats.
Apart from the language ease, Taiwan is known for its friendly locals who never fail to make expats feel welcomed. The locals are incredibly accepting of Westerners, so you do not need to worry about adjusting.
Taiwan is generally safe for locals, expats, and visitors, ranking #20 on the Global Peace Index. The country ranked #15 on the Quality of Life 2021 Index, thanks to the solid infrastructure, reliable transport, and affordability.
What is the best part? Taiwan ranks number #2 on Healthcare Index- promising medical help for everyone!
2. Indonesia
Interestingly, Indonesia is the world’s largest archipelago, comprising an extensive group of five major and thirty smaller islands.
Thanks to Indonesia’s excellent nightlife, stunning landscape, shopping opportunities, and rich culture, it is popular among tourists and expats. Who would want to miss the world-famous beaches and volcanoes, after all? Not to mention, Indonesia has a lot to do, you will love the exciting activities on the diverse islands!
Currently, Indonesia has a reasonably large community of 350k expats. The country is highly affordable, having an incredibly low cost of living. Jakarta is among the cheapest cities, perfect for expats. The huge cities boast a busy yet laidback lifestyle, and you will find significant cultural diversity.
Safety is not an issue in Indonesia, as it is generally pretty safe- ranked #47 on the Global Peace Index. Healthcare ranks #52 on Healthcare Index, though medical facilities are quickly improving.
InterNations ranked Mexico as the number 1 expat country for many reasons. However, the proximity to the US and the American lifestyle remain on top of the list.
While it is excellent for expats from all across the world, Mexico is particularly great for Americans looking to move abroad. The best part about relocating to Mexico from the US is the significantly low cost of living. The country is much more affordable than many parts of the US.
You can choose from multiple expat-friendly cities for relocation, including Mexico City, Puerto Vallarta, Playa Del Carmen, Chapala, Merida, La Paz, and more. Mexico has a rich culture and boasts many attractions and activities. For example, you can find excellent beach destinations in the country. Not to mention, the weather is fabulous and Mexican cuisine never disappoints.
Besides, Mexico ranked #46 on the Quality of Life 2021 Index. What else? It isn’t ranked as high for safety, ranking #137 on Global Peace Index, but many areas in the country are generally safe. And the healthcare is very good- ranked #29 on Healthcare Index.
Bottom Line
We hope the above list helped you narrow your expat destination options. You can pick one of the top ten expat countries listed by the InterNations, according to your preferences. Most options have a low cost of living and offer incredible benefits for expats.
Watch Our Video About the 10 Best Countries for Expats
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Following our recent trip to Mexico and the videos we shared from that trip, a lot of you are curious if we’re planning to leave Ecuador and move to Mexico.
In this video, we’ll compare Mexico and Ecuador by looking at the factors that matter most to us, and maybe to you, as well. Then we’ll decide which is better FOR US and reveal our decision!
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Sign-up for our FREE weekly newsletter and get immediate access to:
This newsletter covers topics we don’t share ANYWHERE ELSE! You’ll get all sorts of timely information about living abroad and expat-relevant news that might affect your plans to travel or move abroad.
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Renting a home or apartment in the United States is notoriously expensive. And this is not about to get any better any time soon. A tiny one-bedroom apartment with one bath in Denver can cost upwards of $1,800 per month.
It is increasingly difficult for people to find affordable rental options, especially for those living on a tight budget. But did you know that you can live comfortably and affordably in various other places around the world? You don’t have to spend an arm and a leg renting a home.
In fact, many countries, including Vietnam, Ecuador, France, and others, offer incredibly cheap rental options that may surprise you. They range from tropical paradises to bustling cities and everything in between. Moving out of the United States doesn’t have to mean sacrificing quality or comfort.
In this article, we’ll explore the top 10 countries with affordable rental options and why they are so cheap. You don’t have to live in the US to enjoy a comfortable and affordable place to call home. So buckle up and get ready to explore the world of cheap rentals!
1. Lyon, France
France is a lovely country with breathtaking views and rich culture. It’s no surprise that it’s a popular tourist destination. But did you know it has some of the cheapest places to rent while still maintaining great quality?
Lyon, for example, is the 2nd largest city in France and is known for its affordable housing options. Located in the Rhone-Alpes region of the country, Lyon has a lot of charm, with a bustling city center and plenty of outdoor activities to enjoy.
As the birthplace of cinema, there are also many cultural attractions. The city has museums, street-side cafes, great restaurants, and local markets. The city also offers an extensive public transportation network, making it easy to get around. However, it’s still walkable, making it even easier.
Safety is also a priority in Lyon, so you can rest easy knowing that you and your family are safe wherever you go. The city has many English-speaking expats, so finding a roommate or someone to show you around should be no problem.
A one-bedroom, one-bath apartment in the suburbs of Lyon can cost as little as $800 a month. It would come fully furnished and include all amenities, so you can move in without buying furniture. You can find such a place offering 64m² (700 ft²) of space, with kitchen, living room, bedroom, bathroom, and even a balcony with a nice view.
2. Pisa, Italy
Italy is a popular tourist destination, and it’s easy to see why. It has some of the most beautiful cities in the world, with picturesque views, delicious food, and vibrant culture. Cities like Rome and Florence are truly a sight to behold.
But Italy isn’t just for tourists. It has some of the most affordable rental options for those looking to live there. Pisa, located in the Tuscany region, is a great city to consider if you’re looking for an affordable place to rent.
Pisa is a university town and home to the famous University of Pisa, founded in the 12th century. You will find many places to visit here, from archaeological sites to art galleries. The city also has an extensive public train transportation system, making it easy to get around.
It has weekly markets in the Centro Storico, the historic center of Pisa, where you can buy local produce. You will also find many bars and restaurants and quaint cafes and shops in this area.
The coastal areas are exemplary tourist attractions, with some of the most beautiful beaches in Italy. Locals in Pisa are very friendly and helpful. Once you move in, you will quickly feel like part of the family.
One of the best things you can do to save money in Pisa is to avoid tourist restaurants and eat at local eateries. You can also find genuinely affordable accommodations. A newly renovated two-bedroom, two-bath apartment with a balcony, fully furnished kitchen, and air conditioning can cost around $853 a month. To top it all, it’s also located in the heart of the city.
It would come with a parking space and is close to local shops, cafes, bars, and restaurants.
3. Davao, Philippines
The Philippines has some of the most beautiful beaches in the world, a rich culture, and a warm climate. Unsurprisingly, it has become a popular destination for travelers and expats alike.
Beautiful cities like Cebu, Manila, and Davao are great choices, offering a mix of modern amenities and local charm. But what’s even better is that the cost of living here is incredibly low.
For example, in Davao, one of the safest cities in the Philippines, you can rent an affordable two-bedroom, one-bath condo for $472 a month. For this money, you can get a 45m² (5,484 ft²) apartment located in a building with a pool, clubhouse, gym, and 24/7 security, and close to malls, shops, restaurants, and cafes.
The Philippines has outdoor activities, from hiking and trekking to whitewater rafting and kayaking. It is also home to several cultural attractions, including centuries-old churches and museums.
The city offers great, affordable food options with various restaurants and cafes. It has many shopping malls and outdoor markets, and the locals are friendly and hospitable.
Living in the Philippines is a great option for those looking for an affordable and comfortable lifestyle. The average cost of living per month ranges from $1,000 to $1,500, depending on your lifestyle and needs.
With its modern amenities, plenty of outdoor activities, and friendly people, it’s no wonder why so many people call the Philippines home.
4. Medellin, Colombia
Colombia, the only country with coastlines on both the Atlantic and Pacific oceans, is an amazing place to live. It has a rich culture, diverse landscapes, and vibrant cities.
The city of flowers, Medellin, is a great choice for expats looking to relocate. It is the 2nd largest city in Colombia, known for its beautiful architecture, strong economy, and friendly people.
Medellin has excellent weather, a low cost of living, and affordable healthcare. It has only two seasons, rainy and dry, which means you will experience warm temperatures year-round.
It is home to the only metro system in Colombia, the Metro de Medellin. With it, you can get around quickly and cheaply.
Medellin is also a great place for people who love the kitchen. It has a farmers’ market to buy fresh fruits and vegetables.
The cost of living in Medellin is relatively low. For instance, a newly furnished two-bedroom, three-bath condo offering 110m² (1184 ft²) of living space in a secure building can cost around $977 (3.7 mil pesos) monthly. This condo has a balcony off the bedroom and a study area. It is located in El Poblano, a convenient and safe neighborhood with plenty of restaurants, cafes, bars, and shops.
Colombia is an amazing country to call home. Located in the middle of Colombia, Medellin offers stunning views, vibrant culture, and plenty of outdoor activities.
5. Chapala, Mexico
Despite its reputation, Mexico is a fantastic place to live and an excellent choice for expats looking for a vibrant culture. From the stunning beaches of Quintana Roo to the hustle and bustle of Mexico City, there is something for everyone.
Lake Chapala, in the state of Jalisco, is a great option for those looking to live a relaxed lifestyle. It is Mexico’s largest expat community, home to a mix of American, Canadian, and European expats. Around 20,000 expats live in the area.
The town of Chapala offers stunning lake views and plenty of outdoor activities. It has a vibrant culture, with various festivals throughout the year. The weather is ideal for indoor and outdoor activities since it is 5,000 feet above sea level.
The cost of living is roughly half that in the U.S. and Canada, making it an ideal location for those looking to stretch their retirement savings or enjoy a lower cost of living. A 140m² (1,500 ft²) single-family home in a gated community can be as low as $800 per month. It would come fully furnished, with a gardener, internet, cable, and a pool included in the offering.
Ajijic is another charming fishing village with more expats located near Lake Chapala. However, it is slightly more expensive than Chapala. Guadalajara airport is only 1 hour away, making it easy to travel in and out of the area.
6. Cuenca, Ecuador
Ecuador uses the same currency as the U.S., the American dollar, making it easy to use for expats. With its stunning landscapes and breathtaking views, Ecuador is an ideal place to live for those looking for a relaxed lifestyle.
Ecuador is home to numerous cities, each offering its own unique culture and environment. Cuenca, located in southern Ecuador, is a great choice for those seeking an affordable and tranquil lifestyle. It has a vibrant culture, with various festivals throughout the year.
Cuenca is known for its colonial architecture and cobblestone streets. It is a UNESCO world heritage site due to its stunning architecture and beauty. The city is surrounded by majestic mountains, volcanos, lush vegetation, and numerous rivers.
The great restaurants and unique shops make Cuenca a great place for foodies. It also has plenty of outdoor activities, including hiking, biking, bird watching, and more. Cuenca is walkable, but public transportation is also available.
Ecuador has many visa options for expats, ranging from retirement to digital nomad visas. It has a lower cost of living than most places in the U.S. and Canada, making it an ideal place to live. A three-bedroom, three-bath house with a courtyard and fountain can cost around $800.
The example we’re looking at is a 1,800 ft² house that comes fully furnished and includes a master bedroom, shower, jacuzzi bathtub, and an outdoor deck. It is located in El Vergel, a neighborhood in Cuenca known for its safety and convenience. The tap water is drinkable, and the electricity service is reliable.
The great thing about Ecuador is that it offers a mix of culture, nature, and affordability. Cuenca is the perfect place for expats to live comfortably, explore the beautiful scenery, and enjoy a relaxed lifestyle.
7. Da Nang, Vietnam
From its vibrant cities to its stunning countryside, Vietnam is a great destination for expats looking for adventure. It is one of the fastest-growing economies in the world and has a low cost of living. The average cost of living ranges from $1,000 to $1,500 per month, depending on the city.
Da Nang is known for its stunning beaches, spectacular mountain views, and vibrant culture. It has two world-class golf courses, a bustling nightlife scene, and plenty of outdoor activities. There are various international schools for expats interested in staying long-term in Vietnam.
Da Nang is a highly livable city due to its clean and friendly environment. It is known for its lush vegetation, spectacular views, and vibrant culture. Many expats have decided to call Da Nang home due to the low cost of living and numerous attractions.
You need a visa or visa approval letter to stay in Vietnam for over 15 days. You can apply for a Vietnamese multi-entry visa, which allows you to stay up to three months in the country. In addition, there are various work visas available for those seeking to stay long-term.
The cost of living in Da Nang is fairly low, with a luxury two-bedroom, fully-furnished apartment, with a large master bedroom, internet, and air conditioning, costing around $850 per month.
Da Nang in Vietnam is a great destination for expats who want to explore the culture, enjoy the stunning scenery, and live affordably.
8. Phnom Penh, Cambodia
Cambodia is a fantastic destination with stunning beaches, plenty of outdoor activities, and vibrant culture. It is known for its rich history, lush vegetation, and beautiful temples. The cost of living in Cambodia is fairly low, and most expats can live comfortably on a budget.
Phnom Penh is the capital city of Cambodia and the most populous city in the country. It is a great destination for expats due to its natural beauty, vibrant culture, and low cost of living. The city is known for its bustling nightlife scene and numerous attractions.
You can walk around the city to explore its attractions, such as the Royal Palace and Silver Pagoda, or take a tuk-tuk for a more comfortable ride. There are also plenty of restaurants, cafes, and markets that cater to all kinds of budgets.
Expats looking to stay long-term in Cambodia must apply for a work permit. The work permit is valid for one year and can be renewed. In addition, you need to have a valid passport and provide proof of sufficient funds to receive a visa.
The cost of living in Phnom Penh is fairly low, with a luxury two-bedroom apartment costing around $600 per month. For this money, you can rent an 85m² (910 ft²) apartment located in a central area and which comes fully furnished and has a large master bedroom, internet, and air conditioning.
Phnom Penh in Cambodia is an excellent destination for expats looking to explore the city’s culture, enjoy the stunning scenery, and live affordably.
9. Atenas, Costa Rica
One of the smallest countries in Central America, Costa Rica is a popular destination for expats. It has stunning beaches, amazing rainforest hikes, and vibrant culture.
Atenas is a small city in the Central Valley of Costa Rica and one of the most popular destinations for expats. It is known for its peaceful atmosphere, stunning views, and friendly people.
The cost of living in Atenas is relatively low, with a luxury two-bedroom apartment costing around $625 per month. Such an apartment would provide 90m² (970 ft²) of living space, would come fully furnished, and would include internet, air conditioning, and a large master bedroom.
While in Atenas, you can explore the city’s culture by visiting the local markets and churches or take a guided tour of the nearby rainforests.
The Costa Rican government requires expats to obtain a valid residency permit through the National Immigration Office. You must provide proof of sufficient funds and a valid passport to receive the permit.
The residency permit is valid for one year, and you can renew it after the expiration date. Costa Rica is a great destination if you want to explore the country’s culture, enjoy its stunning scenery, and live affordably.
10. Chaves, Portugal
Portugal is the oldest nation in Western Europe, known for its stunning beaches, beautiful architecture, and delicious cuisine. It is an increasingly popular destination for expats due to its high quality of life and low cost of living.
Chaves, located in northern Portugal, is one of the best places to rent in the country. It is a small city with plenty of attractions, including a castle, old churches, and numerous parks.
Despite being a small city, Chaves is home to all the necessary amenities. A luxury two-bedroom apartment costs around $650 per month. This price is inclusive of internet and air conditioning.
For this money, you’ll get a 90m² (970 ft²) apartment that comes fully furnished and is located near the city center with easy access to restaurants, shops, and other attractions.
Chaves is 10km south of the Spanish border, making it an excellent base for exploring Portugal and Spain. The area is also known for its hot springs, which are a great way to relax and unwind.
The residents of Chaves are warm and welcoming, providing a great atmosphere for expats. They are also friendly to tourists, making exploring the city and its culture easy.
Takeaway
Living as an expat abroad can be a great experience. From the vibrant culture of Ecuador to the stunning scenery of Vietnam, there is something for everyone. Each country offers something unique with its low cost of living and great amenities.
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When you’re planning your move abroad, learning a new language may be too much hassle on top of everything else you need to do before you leave home. You might feel a lot more comfortable if you can just speak English.
In this article, we discuss the top 10 popular expat destinations where you can speak English. You’ll learn about the pros and cons of each, and the visa requirements for these destinations.
10 Popular Expat Destinations Where You Can Speak English
The countries in this list have a lot to offer, and expats can find a community of English speakers. There are other factors that we have also covered to help you with the decision-making process.
10. George Town, Malaysia
George Town is a beautiful place situated on Penang Island off the west coast of Malaysia in the Straits of Malacca. One of the best things about moving to Malaysia is that it is affordable. George Town is an ideal place for English speakers and is also a UNESCO World Heritage site.
Visas
Malaysia offers a digital nomad visa for which you must show an annual income of $24,000 (109,799 Ringgits). It is valid for 12 months, but you can extend it for 12 months. Additionally, they have a 10-year permanent resident visa, but it has much steeper conditions.
You have to show a monthly income of $8500 (40,000 Ringgits) per month at current exchange rates. Also, you need to deposit $213,000 (1M ringgit) in the bank account.
Pros
The place is famous for its fantastic architecture, cuisine, and culture. It is a highly developed area with robust infrastructure, rich history, and beautiful scenery. Moreover, it has an optimal healthcare system and a large expat community, with many English speakers.
Cons
The weather is hot and humid and there are monsoons/flash flooding. Also, moving there can be a bit expensive, and the poor traffic can be a culture shock to many. It is best to learn some Malay since most people outside of George Town don’t speak English.
9. Cyprus
Cyprus is an Island on the eastern end of the Mediterranean, south of Turkey. A lot of people speak English since the island was a British colony. The best thing about Cyprus is its fantastic weather and high quality of life.
Visas
Cyprus offers a digital nomad visa for 1 year, but you must show a minimum income of €3500/$3500 per month. You can also get an investment visa by investing a minimum of €300,000/$300,000 in the real estate market or anything other than Cyprus investment.
Pros
It is said to be the sunniest place in Europe, with incredible history and culture. Also, the high quality of living, healthcare, and open-air markets for grocery shopping make it an optimal choice. Plus, it has a lower cost of living than the US and other European countries.
Cons
Although safe, there is a chance of tourist scams or pickpocketing. Moreover, there are issues with the bureaucracy and the transportation system, and the government confiscated money from depositors during the banking crisis in 2013.
8. Malta
Malta consists of 5 islands in the central Mediterranean between Sicily and the North African shore. It’s called an archipelago and is a popular tourist destination due to its historical sites dating back to the time of the Romans and Moors. Additionally, the country has fantastic beaches and water activities, cafes, and a lot to offer.
Visas
The Malta Permanent Residence Program (MPRP) allows you to get residency in this country. However, it can come at a high cost since you need €500,000/$500,000 as an investment, out of which a minimum of €150,000 needs to be in assets.
Also, you should have a property valued at a minimum of €300,000/$300,000 or rent of €10,000/$10,000 to €12,000/$12,000 per annum. Additionally, you need to renew the MPRP every five years.
Pros
It has an excellent climate, weather, outdoor activities, and historical sites. English is the primary language, and you can find people from all over the world.
Cons
As a popular tourist destination, some areas are very crowded and the visa requirements can be a challenge. They eliminated their program to buy citizenship, but this wasn’t an option for most people.
7. Barbados
If you want to find a high-end place close to the US, then Barbados is the ideal choice. The region’s colonial past is the primary reason many people speak English. You’ll also find many UK and US people on this island.
Visas
As a US citizen, you can stay there for six months on a tourist visa. You can also apply for a digital nomad visa, allowing you to stay and work there for 12 months. However, you need to show an income of $50,000 per annum or have the same amount in savings.
It has 2 types of retirement visas to apply for a temporary residence visa. Additionally, the Special Entry Permit allows property owners with a property valued at $150,000 or more to come and go as they please.
Pros
The capital is a UNESCO World Heritage site. Additionally, it is famous for historic sites, active nightlife, incredible beaches, and much more! Furthermore, Barbados has the best healthcare infrastructure in the Caribbean.
Cons
The cost of living is higher over there, and it is also known for hurricanes. Flights are expensive, making it difficult for you to fly back and forth to the US.
6. Ireland
US Americans can find the idea of moving to Ireland quite fascinating. The nation is in the north Atlantic, just off the coast of England and Wales. Most people consider moving to this country because of the fantastic culture and benefits.
Visas
Ireland offers a retirement visa where you have to show a minimum yearly income of €50,000/$50,000. Also, you need to have additional funds to cover unexpected expenses.
Pros
You can find a fantastic culture and folklore with beautiful scenery (known as the Emerald Isle). It is safe and peaceful, with good public transportation. The country has affordable healthcare for permanent residents.
Cons
The cost of living is higher because of soaring rents. Weather is quite different from the US since there is rainfall throughout the year and the temperatures can be chilly.
5. The Algarve, Portugal
Portugal is an optimal location to enjoy your retirement. It has breathtaking beaches and is a popular choice to visit and relocate.
Visas
You can get a digital nomad visa by showing an income of €3000/ $3000 per month from working online. Also, if you make €740/ $740 in passive income, you can apply for the D7 visa.
The Golden visa is also an option, but you need to have €500,000/$500,000 in investment and can’t buy property in Lisbon or Porto.
Pros
Healthcare in Portugal is state-of-the-art and much less expensive. You can get various public and private insurance options. It is a family-friendly country with many outdoor activities, including boating and golf, and an excellent public transportation system.
Cons
Some areas are more expensive due to the influx of expats from various countries. Also, utilities, cars, and appliances are more expensive. You should learn some Portuguese to mingle with the locals.
4. Belize
Belize is also a fantastic place in the Caribbean, bordering southern Mexico. It is just a 3-hour drive from Cancun and is famous for its tropical island living!
Visas
You can take advantage of the Retired Persons Incentive Program (QRP), which requires you to be at least 45 years old and earn around $2,000 a month or $24,000 per year.
Pros
The country has a small population of around 400,000 people and a lower cost of living. Local stuff such as fruits and vegetables are cheaper and are only 2 hours away from the US.
The Belize dollar is pegged to the US dollar, making it less volatile. It has a tropical climate and a beach and jungle, and you can get 12 hours of daylight in 2 seasons, wet and dry.
Cons
It can be buggy with a lot of hurricanes. Imported products are typically more expensive, and healthcare may be lacking. However, there are public and private facilities for healthcare services and the government is making improvements to their healthcare system.
3. Boquete, Panama
Boquete is a popular destination for expats because of the mountain ranges and other historical sites. It is as far south as you can go in Central America and just north of Colombia.
Visas
You can apply for a digital nomad visa, which gives you 9 months plus the option for an extension. However, you have to show a $36,000 income for a year.
They also have a retirement visa (Pensionado Visa) for people older than 18 with a monthly income of at least $1,000.
Pros
The best thing about this region is the low cost of living and good healthcare. It is also closer to the US and has a good infrastructure. They have a large expat community, and It is located in the mountains, making it more relaxed and cooler than other areas in Panama.
Cons
Political turmoil is a drawback for this region. Also, it is a cash-based society with less dependence on credit cards. The rainy season stays for around 6 months, and it lacks some services like an airport.
2. Ajijic, Mexico
Ajijic is located an hour south of Guadalajara and 30 minutes south of the GDL airport. The region has mountains of about 5000 feet and a captivating, tranquil lakeside town with excellent weather.
Visas
Mexico offers a temporary or permanent resident visa. For the temporary visa, you need to show an income of MX$48,384 or $2500/month or MX$812,850 or $42000 in the bank. For the permanent visa, you must show an income of MX$81285 or $4200/month or MX$3,251,400 or $168,000 in the bank.
Pros
The region has a beautiful view with perfect weather. It has many English speakers and US oriented goods and services which is why we call it “America Lite.” You can also find great locally grown food and other specialty items that are more affordable than in parts of the US.
Cons
You can find a lot of expats; almost 50% of the residents are expats. The cost of living, particularly housing, is on the rise. Also, the crime rate has increased, and the air quality can be poor at times.
1. Cuenca Ecuador
Lastly, Ecuador is located in South America, just below Colombia, and Cuenca is a fantastic place to be. It is a UNESCO Heritage site since it is one the oldest cities in the world with modern amenities.
Visas
There are a lot of different visa options including the retiree, professional, investor and digital nomad visas.
Pros
It is the oldest city in the world, with fantastic architecture and history. You can also find a large expat community that speaks English. It is an excellent place for food enthusiasts. The city has excellent and the most affordable healthcare in Ecuador.
Cons
Since it has a higher elevation (8400 feet), some people experience difficulty breathing and altitude sickness. The weather can be a bit cold and cloudy. The noise and increasing crime are also a drawback of this place.
Conclusion
We hope you now know where you can move to without learning a new language. However, learning a new language can help you blend in with the locals easily and quickly. Nevertheless, you now have a lot of information to help you determine the right place for you.
The dollar amounts are per exchange rates posted on November 11, 2022.
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There are many countries to settle in as an expat. We live in Ecuador and love it here. However, we know there are other great places for the perfect expat life, and yes, they are cheap. We have done our research and will highlight a few counties where couples can live for less than $2000/month.
All of these countries have a variety of visas, including tourist visas, 1-2-year temporary visas, and permanent visas, so you should qualify for at least one.
Here are the top 10 cheap countries to live in as an expat.
10. Portugal
Portugal kicks off our list at number 10. It is the perfect country with that friendly energy relocating couples want. You and your family will get every amenity at a pretty affordable rate, especially if you are relocating from the United States or the United Kingdom, where the cost of living is really high.
Portugal Transport services are good for their rates, with taxis, buses and trains available. So a personal car is not a necessity.
The country has four distinct seasons with varying temperatures in different areas. The southern part experiences mild winters and hot summers while it gets really cold in the deeper inland. Keep these seasonal variances in mind when choosing an area.
If you are the outdoor type, the Algarve region has incredible beaches with more than 14 hours of sunshine in the summer.
Portugal’s health care level Is pretty good. It is ranked number 22 out of 195 countries globally, and the good thing is that the services are cheap. You can get yourself, and your family insured almost free of charge as a taxpayer.
9. The Czech Republic
Prague, ranked number 7 best Expat cities in the world, tells you everything you need to know about the Czech Republic.
Czech Republic is a country with many English speakers, so you will settle in quickly. The same cannot be said about the weather, though. During winter, it gets really cold with temperatures going below zero. In contrast, the Summer heat can explode to as high as 35C / 95F.
An advantage of living in the Czech Republic is its proximity to Austria and Germany in the south and west, respectively. The country has excellent connected road networks with transport that’s very affordable.
There are many things to do in the country, like the incredible parks, Mountains and the popular Podyji National Park, which has a vineyard, ice caves and breathtaking medieval ruins.
8. Cambodia
Cambodia is called the Kingdom of Wonder for good reason. The incredible temples and rich history of one of the most culturally inclined Asia countries make it one of the most livable places for expats.
There are many English speakers in the country, and most are expats, so you are likely to make friends quite easily, especially in the capital, Phnom Penh. Sihanoukville and Siem Reap are nice places to find expats too. The US dollar is the second most popular currency after the local Riel.
Westerners are warmly accepted in Cambodia, and there is a safe atmosphere around the entire country. However, watch out for petty thieves and pickpockets.
Cambodia does not fare well in health care, ranking at number 118, but it does have a better rank in dental care. Active healthcare insurance will allow you access to better services, while serious medical situations may require you to get advanced attention in neighboring Bangkok or Singapore.
7. Thailand
Thailand is a really affordable and very friendly country to live in as an expat. Its capital is the most popular area to find fellow expats, while Chiang Mai and Phuket are other popular areas to make friends.
The country has a good transportation system. You can get a bus, train or the local tuk-tuks if you don’t have a car.
The healthcare system of Thailand is great. CEO World ranks the country’s healthcare at number 13, which is excellent when compared to top western countries. Thailand’s food culture is great and highlights the locals’ healthy nature.
Having a nice recreational time in Thailand is relatively easy. There are great Jungle and beach destinations, which are perfect for the country’s warm weather.
6. Vietnam
Vietnam is popular with expats, with Cities like Da Nang, Hanoi and Hoi Chi Minh among the World’s most acceptable destinations. It is a country famous for its high-security level and low crime rate. The food is good, and so is the warm, friendly culture.
Vietnam is big on coffee, so if you dig a nice warm sip every morning, you will likely find a shop within every 5-minute walk.
The country’s weather is relatively warm and excellent for a nice sunbathing or a walk in a park. There are lots of parks available so you can enjoy the outdoors. You can also sand surf for fun, as there are many natural elevations spread throughout the country. The country mountain region is the coolest part of the country and does not receive as much sun.
Vietnam is big on traditional festivals, so be ready to have lots of fun while munching on local foods. The country’s healthcare is not the best, though. It is placed at number 66 by CEO World.
5. Nicaragua
Nicaragua is known as the Land of Lakes and Volcanoes, so it is generally warm but nothing out of the ordinary. It can be considered a subtropical region and has two seasons: wet and dry. The average temperature around the country is 80s F/ 27 C. The temperature supports the country’s diverse rainforests. There are freshwater lakes that serve as homes for sharks.
Nicaragua locals are just as wonderful as their natural artifacts. They are friendly and are one of the kindest you will find as an expat.
Nicaragua has an excellent transport system. Local buses may look familiar from your childhood and they’re often called chicken buses. There are also shuttles for short intercity movements.
Based on the CEO world ranking, Nicaragua’s Healthcare system is something to seriously consider. It is globally ranked at number 107 for healthcare. The country can handle small medical conditions, but more serious complications may require seeking better treatment from more equipped countries like neighboring Costa Rica.
4. Bolivia
Bolivia boasts the lowest cost of living in South America, which makes it a great choice for budget conscious expats.
Some of the major cities where you will find expats are La Paz, Cochabamba and Santa Cruz. Spanish is the major language, followed by 36 other indigenous languages. If you only speak and understand English, you may struggle in your daily activities.
Bolivia is a landlocked country and is quite far from the United States. It has immense culture and high diversity, making it a fantastic location to blend with the locals. There are many tourist locations to spend your leisure time. The Amazon and Incredible Andes are nice destinations to check out.
Bolivia is ranked 106 in healthcare by World Population Review so you might want to visit Uruguay, Paraguay or Chile for more serious conditions.
3. Colombia
Colombia is a nice place to relocate permanently. It is safe and has modern developed cities in the mountains and coasts. The weather varies across cities, with mild temperatures in Bogota and Medellin. Santa Marta, Cartagena and Barranquilla are excellent choices for sunnier Caribbean beach cities.
Colombia has a diverse culture and it’s ranked the 2nd most biodiverse country in the world so it’s a nature lover’s paradise.
The transport system is excellent, and so are the healthcare institutions, with the country’s health system ranked at number 35 globally according to CEO World.
2. Ecuador
Based on our personal experience as expats in Ecuador since 2017, we can confirm that the country is by far one of the best to settle in, especially if you are from the US and Canada.
It’s very affordable and easy for a couple to live on less than $2,000 per month. You will get by with half the price if you want to manage as an individual.
There are a lot of things to do in Ecuador to keep you busy. The culture breathes color, and so do the natural mountains, which are excellent sightseeing destinations.
Transportation is not a problem as you can always get a bus, taxi, shuttle or private driver. Uber is also available in several cities.
Ecuador ranks number 25 in the world for healthcare. The public IESS system is available to expats once you have your visa and cedula, but you’ll find higher quality healthcare in the private system.
1. Peru
Peru concludes our list of really cheap countries with excellent living conditions. The country has excellent amenities with improved living conditions compared to most developing countries.
It’s most famous for the Inca ruins at Machu Picchu, but there is so much more that Peru has to offer, especially for expats. The country is known for incredible food, natural diversity and low cost of living.
Peru has a standard healthcare system and is ranked number 62 for healthcare by CEO World.
Conclusion
These countries are ideal for expats living on a tight budget. They are exciting places to live, with several offering high quality healthcare, quality road networks and the opportunity to create unforgettable moments.
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It seems like there is a battle raging between retiring early, delaying retirement and going back to work, but there doesn’t need to be.
With the right attitude, financial discipline and a sense of adventure, you can retire early and live a freedom lifestyle like we do.
In this video, we discuss the new definition of retirement that’s more realistic, attainable and fulfilling than the traditional definition of retirement that often leads to an early death.
We also share 3 key financial tips that is helping us reach our FIRE goals. These tips allowed us to pay off all our debt in 3 years and start saving a large percentage of our income.
This newsletter covers topics we don’t share ANYWHERE ELSE! You’ll get all sorts of timely information about living abroad and expat-relevant news that might affect your plans to travel or move abroad.
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Every year, InterNations.org conducts a survey to see what current expats think about their home away from home. The results are tabulated and ranked to determine the Best Countries for Expats, according to expats.
Most of the countries that made the top 10 expat country list for 2022 shouldn’t be surprising, especially the number 1 country for expats, but a few might be considered controversial.
No countries from Central or South America made the list this year, which is very surprising. Let us know in the comments if you think a country is missing or one doesn’t belong.
This newsletter covers topics we don’t share ANYWHERE ELSE! You’ll get all sorts of timely information about living abroad and expat-relevant news that might affect your plans to travel or move abroad.
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Unless something drastic happens politically or economically, Ecuador is our permanent home. We plan to spend at least 6 months per year in Ecuador for the rest of our lives. It’s our Plan A and we hope to get our citizenship next year.
However, we also want to diversify our residency so we have a Plan B in case something really bad happens and we need to leave Ecuador (returning to the USA is Plan Z).
That’s why we’ve been researching other countries and sharing that research with you. There are A LOT of fantastic places to live that offer a higher quality of life for a lower cost of living than the USA!
In this video, we share 10 cheap countries where a couple can live a high quality lifestyle on less than $2,000 per month. You would need $6K to $10K to live like this in the United States!
If you want to learn more about Flag Theory, Andrew Henderson from @Nomad Capitalist has a good summary.
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It should come as no surprise that our favorite place to get healthcare outside the US is Ecuador! Ranked number 25 by CEO World, it came in five better than the States. 
InterNations ranked Mexico as the number 1 expat country for many reasons. However, the proximity to the US and the American lifestyle remain on top of the list.
Cyprus is an Island on the eastern end of the Mediterranean, south of Turkey. A lot of people speak English since the island was a British colony. The best thing about Cyprus is its fantastic weather and high quality of life.
US Americans can find the idea of moving to Ireland quite fascinating. The nation is in the north Atlantic, just off the coast of England and Wales. Most people consider moving to this country because of the fantastic culture and benefits.
Portugal is an optimal location to enjoy your retirement. It has breathtaking beaches and is a popular choice to visit and relocate.
Ajijic is located an hour south of Guadalajara and 30 minutes south of the GDL airport. The region has mountains of about 5000 feet and a captivating, tranquil lakeside town with excellent weather.
